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Despite High Interest Rates, Consumers Say Loan Apps Remain Lifeline
1+ day, 8+ hour ago (1577+ words) Despite punishing interest rates, Nigerian consumers say digital loan apps remain a lifeline, giving households and small businesses fast cash when incomes cannot cover urgent expenses, even as analysts warn that the borrowing is deepening debt. Analysts, however, warn that…...
How Digital Lending Is Reshaping Access to Short-Term Credit
1+ day, 14+ hour ago (908+ words) Hurricane Isaias strengthens to Category 3 as it heads toward the Gulf Coast 10 killed, including minor, in Mexican prison shooting 2 men arrested after breaking into British military base Simon forecast to strike Mexico as Category 4 hurricane 9 injured in knife attack at…...
Prioritise savings, insurance over credit in microfinance: CEA
2+ day, 3+ hour ago (160+ words) Chief Economic Adviser V Anantha Nageswaran urged India's microfinance sector to prioritise savings and insurance over credit to prevent crises. He warned against excessive lending, mis-selling, and the risks of AI in digital lending for borrowers. India's microfinance sector must…...
MSME-focused digital lender NeoGrowth raises Rs 85 Cr from FMO, LeapFrog
2+ day, 7+ hour ago (345+ words) NeoGrowth, an MSME-focused digital lender, has raised Rs 85 crore through a mix of equity and debt from Dutch development finance institution FMO and existing investor LeapFrog Investments. The Mumbai-based company had previously raised Rs 300 crore ($36 million) in a Series D…...
Bank of Ghana cautions public against 20 unlicensed mobile loan apps
2+ day, 1+ hour ago (186+ words) The Bank of Ghana (BoG) has warned the public against using 20 mobile loan applications operating without its approval. The digital lenders are offering credit services without the required licence or authorisation from the central bank, the BoG said. In a…...
India’s small business credit hits Rs 50.9 lakh crore as sole proprietors drive growth
2+ day, 8+ hour ago (363+ words) New Delhi, Oct 8 (IANS) India’s small business credit portfolio reached Rs 50.9 lakh crore as of June 2026, growing 14.9 per cent year‑on‑year and 3.5 per cent quarter‑on‑quarter, reflecting sustained formalisation of business credit and strong financing demand, a report…...
BoG warns public against 20 unlicensed mobile loan apps
2+ day, 16+ hour ago (228+ words) By Jibril Abdul Mumuni Accra, Oct. 8, GNA – The Bank of Ghana (BoG) on Wednesday warned the public against using 20 mobile loan applications operating without its approval. A notice issued by the Bank said the digital loan providers were offering credit…...
How evolving lending standards are expanding capital access for modern consumers
2+ day, 21+ hour ago (894+ words) Modern financial institutions are moving beyond traditional credit metrics to provide flexible borrowing tools with clear terms for everyday consumers. These evolving standards help individuals access short-term liquidity based on their complete financial behaviour. Traditional credit scoring models often build…...
Rajasthan’s small business credit boom: Why lending is growing faster than the national average - BusinessToday
3+ day, 3+ hour ago (348+ words) Rajasthan has emerged as one of India’s stronger small-business credit markets, with lending growth outpacing the national average while maintaining relatively healthy asset quality, according to the fifth edition of the CRIF-SIDBI Small Business Spotlight Report, released on October 8. The…...
BoG lists 20 mobile loan apps operating without licence
3+ day, 49+ min ago (166+ words) The Bank of Ghana (BoG) has warned the public against dealing with 20 mobile loan applications operating without the required licence or authorisation from the central bank. - You are only allowed to submit content which you have created yourself. - No nudity,…...