The festive season often means additional spending on shopping, travel and celebrations. But with 2026 nearing its end, it is also a good time to review whether your savings, investments, insurance and outstanding loans are still aligned with your financial needs.
When you picture a millionaire, you might imagine someone living in a huge home, driving a luxury car and taking lavish vacations. But having a net worth of $1 million doesn’t necessarily mean living as if you’re rich or even earning…
Automate savings to build wealth without impulsive festive spending. Avoid lifestyle creep by prioritising needs over festive indulgences. Invest consistently and maintain a strict budget for security. While various festive sales could attract you to buy things you wanted to…
Diwali cleaning is about decluttering homes, organising belongings, and getting rid of things you no longer need. The exercise should extend to your finances too. Over time, people accumulate multiple bank accounts, mutual fund schemes, and insurance policies. Reviewing these…
For many young Nigerians, payday brings instant relief. The salary alert drops, bills are paid, groceries are restocked, and there is finally room for a little enjoyment. Then, a few days later, you check your balance and ask the familiar…
Financial planning does not require advanced knowledge or a high salary. Anyone can begin by understanding their spending patterns, setting realistic goals, and making small improvements to daily routines. Consistent financial decisions can gradually create a stronger foundation for the…
For many people, earning a monthly salary is only half the challenge. Making it last until the next payday can be equally difficult. With rent, food, children’s education and other household costs to take care of, saving money often takes…
“What do they know that I don’t?” This is an unspoken question I often hear in conversations with people who are working to better their financial positions. There is a curiosity about how people who are further ahead got there.
Ankur Warikoo is an Indian entrepreneur, content creator, and author. From relationship advice to money lessons, he speaks to his audience on a wide range of subjects. Warikoo has written several books, including Build An Epic Career, Do Epic Shit,…
A gym owner from Faridabad explained how despite running a moderately successful gym, which yields him over Rs 20 lakh per month, he was able to save only Rs 2-3 lakh. His earnings were spent in various ways to maintain the business.
How much to save, where to keep it, and when to use it.
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