Credit Scores & Reports

6+ hour, 57+ min ago   (684+ words) Credit cards aren't just convenient anymore—they're expensive. With average APRs hovering around 24% (near record highs!) and rewards programs becoming increasingly competitive, the way you use plastic in 2026 can have a bigger impact on your finances and your overall peace…...

5+ hour, 29+ min ago   (413+ words) A new credit reporting lawsuit alleges Synchrony Bank continued to report a canceled debt as due and owing on a consumer’s credit reports despite having formally canceled the debt and reported the cancellation to the Internal Revenue Service. Plaintiff Hugo…...

5+ hour, 44+ min ago   (1542+ words) Many Michigan drivers with shaky credit could be eligible for major debt relief under a complex settlement involving a bipartisan coalition of state attorneys general and Southfield-based Credit Acceptance Corp. Credit Acceptance Corp. — one of nation’s largest auto finance companies…...

3+ hour, 28+ min ago   (745+ words) Proprietary score data that influential government-related mortgage buyers recently revealed could give housing finance firms an edge in predicting loan performance, Bank of America researchers concluded in a new study. "We think the providing of the agency score is a…...

12+ hour, 23+ min ago   (759+ words) 1294 Published Articles 1907 Edited Articles 75 Published Articles 2072 Edited Articles Countries Visited: 18U.S. States Visited: 43 The American Express® Gold Card lives in my wallet, and by most rankings, it’s among the best grocery cards you can carry. It earns 4x at U.S. supermarkets…...

14+ hour, 34+ min ago   (578+ words) September 30 is one of those dates that can quietly cost you money if you carry several rewards cards. It’s the end of the month and the end of the third quarter. That means the September allotment for monthly statement credits…...

14+ hour, 25+ min ago   (973+ words) Missing an EMI by a few days may seem like a small slip, particularly if it is caused by a failed auto-debit, a delayed salary or an unexpected expense. But how quickly can that delay make its way into your…...

20+ hour, 1+ min ago   (330+ words) New mortgage credit-scoring models could give more prospective homeowners a fuller picture of their financial history. For years, prospective homeowners have been told to keep their credit score in mind. Now, that number is getting a makeover, and the changes…...

15+ hour, 23+ min ago   (611+ words) Published on Sept. 21, 2026 My wife and I have opened 22 credit cards together over the last seven years. I know, that sounds nuts. But we pay everything off, we're extremely responsible users, and honestly we've racked up well over $15,000 in rewards…...

1+ day, 4+ hour ago   (295+ words) Register payroll info, check transfer details to secure rate discounts Delinquency can trigger early repayment demand; rates may change at renewal A borrower surnamed Kim took out a personal credit loan from Bank A and agreed to a 0.4 percentage point…...