As interest rates remain elevated, borrowers are searching for solutions that unlock home equity without requiring a mortgage refinance. Home equity originations increased 10.1% year over year to 757,000 in the second quarter, with home equity line of credit originations rising 20.3%, according…
Prime Big Deal Days Mortgage rates are down from yesterday and over 7.00%. Today’s national average on a 30-year fixed-rate mortgage is 7.23%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.61%. Mortgage rates fell slightly at…
Prime Big Deal Days Mortgage rates are down from yesterday and over 7.00%. Today’s national average on a 30-year fixed-rate mortgage is 7.22%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.60%. Mortgage rates fell slightly at…
November 5, 2026 by Marco Santarelli Thursday brought the kind of refinance news homeowners have been waiting for. Zillow reports the national 30-year fixed refinance rate at 7.29% on November 5, 2026. That's 22 basis points lower than last week's average of 7.51%, and the rate also…
ORLANDO, Fla. – You’ve heard of FICO. For decades, it’s been the dominant credit-scoring system used by lenders to evaluate consumers, producing a three-digit score ranging from 300 to 850. Here’s how FICO classifies those scores: The higher your score, the more creditworthy you’re…
Debt doesn’t care how old you are. That’s probably small comfort if you’re retired and trying to pay down balances on a fixed income in retirement. In The Penny Hoarder’s 2026 State of Debt report‘s survey, nearly a quarter of…
Household Capital, an Australian home equity retirement lender, has completed a $304 million mortgage securitisation to support retirees’ funding needs and ongoing customer drawdowns. Announced on 20 October, the HHC 2026-1 RMBS Trust transaction attracted new Australian superannuation investment alongside domestic and offshore…
About $116 billion of apartment loans come due through 2027 and nearly $250 billion through 2028, according to a new Yardi Matrix analysis of the $1.4 trillion of multifamily debt in its database. The good news: the stress is narrow. Roughly 8% of loans show an…
BOZEMAN, Mont., November 04, 2026--FICO (NYSE: FICO), global analytics software leader, today announced that DHI Mortgage, LoanDepot, Paramount Residential Mortgage Group and CMG Financial have enrolled in the FICO® Preferred Program and will continue to pull FICO® Scores across their mortgage…
If you own a home in New York and carry credit card debt, you may be able to lower the interest you pay by using your home equity. A new study estimates that New York homeowners could save more than…
Tapping equity responsibly: HELOCs, fixed loans, and rate risks.
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