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Federal vs Private
Know the protections—and tradeoffs—before you borrow or refinance.
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What Are the Tax Implications of Student Loan Forgiveness?
1+ day, 1+ hour ago (290+ words) Every tax situation covered. From simple to complex. Plus, just $15 per state. From 2021 through 2025, the American Rescue Plan Act excluded most forgiven student loan debt from federal taxable income. That exclusion was always temporary, and the One Big Beautiful Bill…...
This Woman Was Denied Public Service Loan Forgiveness Eight Times — She Says a 'Glitch' Is to Blame
6+ day, 14+ hour ago (506+ words) 6:29 AM CDT on September 15, 2026 Personal Assistant at a hospital is left paying a massive debt because of a system glitch. A personal assistant working at a hospital cautioned viewers about the aftermath of student loans. The woman started with $96,000 but…...
The 500 colleges where former students aren't repaying their loans, and why
5+ day, 16+ hour ago (1675+ words) Lisa Collenbaugh says she still owes the U.S. government $10,389.47 for the certificate program she couldn't afford to finish at UEI College. Jessica Pons for NPR hide caption The data looks at the roughly 17 million borrowers who entered repayment for the first…...
Ministers won’t bow to Plan 2 loan reform pressure, experts say
6+ day, 2+ hour ago (931+ words) The government has “ignored” most of the Treasury Select Committee’s recommendations on how to address widespread public concern about England’s student loans system, but there is little prospect of new public money to fund a reform of student finance, experts…...
Proposed VA loan fee hike could make refinancing more expensive for some borrowers
6+ day, 5+ hour ago (684+ words) Veterans who refinance their homes through a VA-backed loan could face significantly higher fees under a proposal in Congress that would use changes to the home-loan program to fund a broader package of veterans benefits. The provision is Section 104(b) of…...
Student loan arrest warrants may become easier under a new tax bill
1+ week, 22+ hour ago (766+ words) Revenue Minister Simon Watts has identified his target: overseas student loan borrowers who deliberately avoid Inland Revenue communications. A change Parliament has been asked to pass does not expressly require deliberate avoidance to be proved. The change appears in clause…...
Trump student loan repayment rules cut choices for new borrowers
1+ week, 1+ day ago (367+ words) The Trump student loan repayment rules will limit new federal borrowers to two repayment choices — the Repayment Assistance Plan (RAP) or a Tiered Standard plan — for loans first disbursed on or after July 1, 2026, the U.S. Department of Education says....
Graduates could get student loan relief as Treasury reviews repayment freeze
1+ week, 2+ day ago (673+ words) The Treasury has refused to rule out unfreezing the earnings threshold for university graduates, stating that all elements of the student finance system remain under review. Ministers have also agreed to explicitly clarify that loan conditions can be altered by…...
UK to update student loan guidance after repayment dispute
1+ week, 1+ day ago (344+ words) The UK government will update guidance for students taking out university loans to clearly warn them that lending terms may change in the future. The Guardian reports. The guidance update came in response to criticism over the planned freeze of…...
'N355.9bn NELFUND loans at risk as repayment nears"
1+ week, 6+ day ago (691+ words) ABUJA — About N355.87 billion disbursed by the Nigeria Education Loan Fund, NELFUND, could face recovery challenges when repayments begin unless the Federal Government urgently strengthens the scheme’s repayment architecture, a higher education policy think tank has warned. The iRead To Live…...